Release My Capital home
Bespoke Luxury Lending.

Luxury lendingfor what comes next.

Access £5,000–£2,000,000 against the assessed value of eligible assets you own.

Prompt. Discreet. Tailored.

Representative APR: 69.0%

Representative example: If you borrow £20,000 over 6 months at a fixed annual interest rate of 60%, you will make one repayment of £26,000. The total amount payable is £26,000, including £6,000 interest. Total charge for credit: £6,000.

Your asset is pledged as security for the loan and securely held for the duration of the agreement. If you do not repay the amount due under the agreement in accordance with its terms, your asset may be sold.

Assets we lend against

From prestige cars and luxury watches to fine art and jewellery, we provide lending secured against high-value assets.

How our clients use asset-backed lending.

The following are illustrative examples based on real client scenarios.*

THE LIFE PLANNER
01THE LIFE PLANNER
The renovation was planned. Selling an asset to fund the unexpected wasn't.

Property Owner · Asset: Prestige Vehicle

A significant home renovation required additional funding. Lending secured against an eligible vehicle provided access to capital without requiring the client to sell the asset.

Explore Asset-Backed Lending for Private Clients
THE COLLECTOR
02THE COLLECTOR
My collection has value. I didn't want to sell it to access capital.

Watch Collector · Asset: Luxury Timepiece

A long-established watch collection included an asset the client wished to retain rather than sell. Asset-Backed Lending provided funding secured against the eligible watch, without requiring the client to sell the asset.

Explore Asset-Backed Lending for Private Clients
THE CASHFLOW BRIDGER
03THE CASHFLOW BRIDGER
I needed to cover a tax bill while waiting for expected funds.

Business Owner · Asset: Prestige Vehicle

A business owner needed to meet a tax payment before expected funds were received. Asset-backed bridging provided access to funding secured against an eligible vehicle, allowing the payment to be made without selling the asset.

Explore Asset-Backed Bridging
THE OPPORTUNITY SEEKER
04THE OPPORTUNITY SEEKER
An opportunity came up and I needed access to funds.

Art Dealer · Asset: Fine Art

A time-sensitive investment opportunity required additional capital. Asset-backed lending against an eligible fine art collection provided access to funding without requiring the client to sell the artwork.

Explore Asset-Backed Business Finance
THE CONSOLIDATOR
05THE CONSOLIDATOR
I had several borrowing commitments and wanted to bring them together.

Self Employed Business Owner · Asset: Prestige Vehicle

Several existing borrowing commitments were becoming difficult to manage alongside the business's other financial obligations. Asset-Backed Debt Consolidation provided a single facility secured against an eligible vehicle, allowing eligible existing debts to be settled and the remaining balance, where applicable, transferred to the client's nominated account.

Explore Asset-Backed Debt Consolidation

Your circumstances are unique.

Tell us what you’re looking to achieve, and we’ll explore the lending options that may suit you.

Our edge

Speed

From valuation to funding, without the wait.

  • 01Fast initial appraisal
  • 02Prompt initial offer
  • 03Funds released with 1 hour

Discretion

A private and discreet service throughout, with your information handled confidentially.

  • 01Dedicated point of contact
  • 02No credit reference agency search
  • 03Private, discreet valuations

Flexibility

Lending tailored to your asset, funding requirement and circumstances.

  • 01Individual asset assessment
  • 02Flexible settlement options
  • 03Further agreements may be available

Control

Clear terms, transparent costs and no obligation to proceed.

  • 01No obligation to proceed
  • 02Transparent lending terms
  • 03No hidden charges

Explore your options

Complete the form and a member of our team will be in touch to discuss your requirements.