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Insight

Articles

Perspective on private lending, from our team.

High-Value Asset-Backed Lending in the UK: History, Regulation and FCA Oversight

Private lending

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October 2026

An overview of the history of UK pawnbroking, the FCA’s regulatory approach, and how modern asset-backed lenders such as Release My Capital operate within today’s consumer protection framework.

10 Ways to Get the Best Value from a Car-Backed Loan

Asset valuation

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September 2026

Ten practical tips for comparing car-backed loans, understanding costs and terms, and securing the right deal against your vehicle.

Unlocking Capital from Luxury Assets

Debt Relief

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August 2026

A guide to using high-value assets to access capital, including how asset-backed lending works, the potential uses, costs and key risks to consider before borrowing.

Release My Capital Provides £750,000 Loan Against Bugatti Veyron in Under 48 Hours

Private lending

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July 2026

A practical guide to using high-value assets to access capital, including how asset-backed lending works, the key risks and costs, and what to consider before borrowing.

Asset-Backed Lending Against Prestige, Classic and Vintage Cars in Manchester

Private lending

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June 2026

A guide to using an eligible prestige, classic or vintage vehicle as security for asset-backed lending, including how the process works, what to consider and the risks involved.

Why Choose a Direct Asset-Backed Lender?

Invoice Finance

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May 2026

A guide to how direct asset-backed lending works, the types of high-value assets that may be considered, and the key costs and risks to understand before borrowing.

Representative APR: 69.0%

Representative example: If you borrow £20,000 over 6 months at a fixed annual interest rate of 60%, you will make one repayment of £26,000. The total amount payable is £26,000, including £6,000 interest. Total charge for credit: £6,000.

Your asset is pledged as security for the loan and securely held for the duration of the agreement. If you do not repay the amount due under the agreement in accordance with its terms, your asset may be sold.