How it works
01
Initial enquiry
01
Tell us about your asset and how much capital you would like to release. You can enquire online, by telephone or in person. There is no obligation to proceed, and all conversations are treated confidentially.
The appraisal journey
01
Share details and images of your asset with our team. We use this information to carry out an initial assessment and, where possible, provide an indicative valuation and offer.
02
Depending on your asset, the valuation will either be completed virtually or in person by one of our specialist appraisers. Where a physical inspection is required, this can be arranged at a convenient agreed location. We assess the asset’s condition, authenticity and provenance before confirming the final terms.
03
Decisions are often made the same day. Once the valuation and required checks are complete, the agreement is signed and the asset has been securely received and stored, funds are typically transferred to your nominated account within one hour.
Representative APR: 69.0%
Representative example: If you borrow £20,000 over 6 months at a fixed annual interest rate of 60%, you will make one repayment of £26,000. The total amount payable is £26,000, including £6,000 interest. Total charge for credit: £6,000.
Your asset is pledged as security for the loan and securely held for the duration of the agreement. If you do not repay the amount due under the agreement in accordance with its terms, your asset may be sold.
