Our answers to your key questions
Should I sell my luxury asset or release the equity from it?
Over the last decade the luxury asset market has witnessed phenomenal growth and is predicted to keep growing. The statistics strongly suggest the importance of retaining ownership of your assets, allowing you to enjoy them increase in value.
You could sell your luxury asset for a quick cash price. However, it will possibly be very difficult to replace unique pieces. With Release My Capital you can instead discreetly release the equity from your luxury assets within one to three days, while remaining their owner.
How promptly can I get a loan?
In one to three days, depending on the asset. For example, we frequently complete loans on prestige, classic, and vintage cars on the same day.
How long do you offer loans for?
Our standard loan term is six months. It is possible to renew your loan terms for up to a further six months. You are required to pay the interest and any other applicable charges prior to the new loan renewal being granted. Please speak to us for a full quote.
What size loans do you offer?
From £5,000 to £2 million.
Can I repay the loan early?
Yes, by paying off the loan amount and any outstanding interest due.
What assets do you accept?
We accept a wide range of luxury assets, including – but not limited to – prestige, classic, and vintage cars, fine art, NFTs, prestige watches, exclusive jewellery, gems, gold, collectables and objets d’art.
How do you value assets?
Valuations are completed by our highly experienced in-house appraisal team and carefully chosen partner specialists with decades of experience working with luxury assets.
How do you ensure assets are secure?
Assets are stored in select specialist storage partner facilities around Great Britain for the duration of the loan agreement. More detail is available on request.
Do you do credit checks?
Never. Your anonymity and our discretion are assured at all times. There will be no mark or search history on any credit report. We will discreetly verify your identity to comply with anti-money laundering regulations only.
What happens if a customer cannot make the repayment on the loan?
If your circumstances change and get into financial difficulties, ReleaseMyCapitial.co.uk will act compassionately and sensibly to provide assistance. We will discuss and agree workable payment plans with the objective of getting you back on track in a fair and realistic manner.
The loan is secured on the car and in the event that you are unable to meet the repayments any asset(s) provided as security may be sold by us and any surplus after debt repayment and costs will be returned to the customer.
Why should I choose Release My Capital to release the equity from my luxury asset?
Release My Capital loans are designed to give you complete control of your loan:
- Settle in full at any time, even the next day.
- Make partial payments any time.
- Repayment renewals on request.
Can I renew my loan?
Loans can be renewed for a further six months, subject to approval. Simply pay the outstanding interest due, and start again with a new six-month agreement.