About Us

Release My Capital will help you borrow against luxury assets
and release up to £2 million of equity in your prized belongings.

No mark will be made on your credit report, and you will not need to travel. Everything can easily be agreed from home. Release My Capital guarantee your privacy.

Family-run and privately owned, Release My Capital serves a broad range of clients throughout the United Kingdom as well as the National Association of Commercial Finance Brokers. We are personable and will always do our best to find the ideal path forward for you.

The Team

Release My Capital’s senior management team brings a combined 30+ years experience in the equity release and financial services industries.

Paul Hilburn


A specialist in consumer lending and equity release to high-net-worth individuals, Paul’s primary focus has been prestige, classic and vintage cars, with a total lend to date of £50m.

Jeremy Hilburn

Co-Founder, Chief Operating Officer

Jeremy brings over 25 years’ management experience at multinational organisations, including Verizon, BT and United Airlines, with seven years spent living and working in Asia.

Julian Goldie

Chief Financial Officer

Julian is a former part-owner of two FCA-regulated financial services businesses, and a former partner in several chartered accountants for over 20 years.

Our Experts

Unlike most short-term loan lenders, we offer full flexibility. From settling early to repayment extensions, the more control you have over your loan, the more comfortable you feel.

Fully Flexible, Penalty-Free Loans

Release My Capital loans are designed to give you
complete control of your loan

Settle in full at any time, even the next day

Make overpayments at any time

Repayment extensions on request

How we work

Prompt and efficient

Hours: Your loan in principle will be offered within hours of us receiving your loan application.
1 to 3 days
: Your loan will be paid out within days.
: See the money in your account within seconds of your asset being taken into our care.

Private and discreet

Your anonymity and our discretion
are assured at all times:
No search mark on credit reports.
Deposits on bank statements are from Silverline Autos.
All collections and deliveries completed in unmarked vehicles.

Transparent and fair

There are no hidden fees, no minimum period, and no early settlement charges. Verus Capital loans are designed to give you the control of your finances.

Flexible and focused

Expect a bespoke answer to your plans, wishes and needs, even if your situation changes. Our priority is forging long-term relationships.

Accessible and helpful

On signing a loan agreement you will always – until settlement – speak directly with one of our senior underwriters.

Expert and experienced

Directors Paul and Jeremy have lent a
combined £50 million on luxury assets since 2010,
and offer over 30 years’ experience in the consumer credit and finance industry.

Principled and polite

We believe in treating others as
we wish to be treated - politely, fairly, kindly.
It is our ethics that inspired our company name.

Responsible and regulated

Release My Capital are proud members of the Consumer Credit Trade Association, Financial Conduct Authority, and the National Association of Pawnbrokers.


"I have used ReleaseMyCapital several times now and it is very easy to pawn my car, with money paid on the same day. A great way to boost short-term cash flow."

"Never used such a service before to pawn my art and was apprehensive but ReleaseMyCapital were understanding, efficient and acted swiftly. Excellent service. Very professional and discreet."