We offer bespoke lending secured against luxury watches.
Release capital from your watch and move your plans forward. Access capital against your asset without having to sell it. We provide secured finance against leading luxury timepieces including Rolex, Patek Philippe and Audemars Piguet.
Minimum
Loan
£5,000
Minimum
Timepiece Value
£10,000
Maximum Loan-to-value
Loan
Up to 75%
Completion
Usually within
1 to 3 days
The loan lifecycle
We assess your timepiece using current market data, specialist knowledge and, where required, a physical inspection. The brand, reference, condition, service history and accompanying documentation all help determine value. An initial offer can usually be provided promptly.
Our processWhy choose us
From valuation to funding, without the wait.
A real-time appraisal over WhatsApp — no home visit required.
We work around your watch and your circumstances.
You remain in control at every stage.
Storage & Collection
Meet our expert
Fine Watch Specialist
Gary specialises in Rolex and Patek Philippe watches and brings extensive knowledge of luxury timepieces and the factors that influence their value.
Representative APR: 69.0%
Representative example: If you borrow £20,000 over 6 months at a fixed annual interest rate of 60%, you will make one repayment of £26,000. The total amount payable is £26,000, including £6,000 interest. Total charge for credit: £6,000.
Your asset is pledged as security for the loan and securely held for the duration of the agreement. If you do not repay the amount due under the agreement in accordance with its terms, your asset may be sold.
