Release My Capital home

We offer loans against jewellery and gemstones.

Jewellery & Gems

Release capital from your jewellery and move your plans forward. We provide bespoke lending secured against eligible fine jewellery, diamond jewellery, signed pieces and high-value gemstones.

Start your enquiry

Minimum

Loan

£5,000

Minimum

Value

£15,000

Maximum

Loan-to-value

Up to 75%

Completion

Usually within

1 to 3 days

The loan lifecycle

From enquiry to funds.

We assess your jewellery based on gemstone quality, metal purity, craftsmanship, provenance and current market value. Independent certification, including GIA documentation, is welcomed where available. A prompt initial offer can usually be provided once the required details have been received.

Our process

Why choose us

Our Edge on
Jewellery & Gems

Speed

From valuation to funding, without the wait.

Fast initial assessment
Prompt initial offer
Efficient funding after approval

Discretion

Private from first conversation to collection.

Remote appraisal available
Confidential from the outset
Secure collection available

Flexibility

A process built around you and your jewellery.

Individual pieces or collections considered
Collection or delivery options
Revised terms require your approval

Control

You remain in control at every stage.

No obligation to proceed
Final valuation clearly confirmed
Your jewellery is returned if you choose not to proceed

Storage & Collection

Secure. Insured. Handled with care.

Secure specialist storage with each piece individually protected and carefully monitored throughout the loan term.
Secure specialist storage with each piece individually protected and carefully monitored throughout the loan term.
Every piece is handled by experienced specialists, with condition recorded on receipt and checked again on return.
Every piece is handled by experienced specialists, with condition recorded on receipt and checked again on return.
We consider diamond jewellery, fine jewellery, signed jewellery and high-value gemstones, including individual pieces and significant collections.
We consider diamond jewellery, fine jewellery, signed jewellery and high-value gemstones, including individual pieces and significant collections.

Meet our expert

Gary Rockman

Gary Rockman

Jewellery & Gemstone Specialist

Gary was the former gemmologist on QVC. He has supported many leading contemporary jewellery designers — including Stephen Webster — contributed to Vogue, Tatler, Harper's Bazaar and more, and helped dress some of the world's most beautiful women for the red carpet.

Representative APR: 69.0%

Representative example: If you borrow £20,000 over 6 months at a fixed annual interest rate of 60%, you will make one repayment of £26,000. The total amount payable is £26,000, including £6,000 interest. Total charge for credit: £6,000.

Your asset is pledged as security for the loan and securely held for the duration of the agreement. If you do not repay the amount due under the agreement in accordance with its terms, your asset may be sold.