Short-term funding secured against eligible high-value assets
When timing is everything, we bridge the gap.
Overview
Short-term lending secured against eligible high-value assets, providing capital for time-sensitive opportunities and funding requirements. From property acquisitions and tax liabilities to business funding and investment opportunities, we take a bespoke approach to each lending arrangement, subject to valuation, eligibility and agreed terms.
Why choose us
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Decisions often made the same day, with funds typically released within one hour once your asset is securely stored and the agreement is complete.
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Loans of up to 75% of the assessed market value may be available, subject to valuation, asset eligibility and our lending criteria. The final amount offered will depend on the individual asset and its characteristics.
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6 month term, with the flexibility to settle early without penalty, subject to 28 days’ notice.
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No credit reference agency search is required. Your asset is pledged as security and securely held for the duration of the agreement.
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Private, discreet and confidential from enquiry through to completion.
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Secure storage Your asset is pledged as security and securely held in specialist storage for the duration of the agreement, before being returned once the loan and applicable charges have been repaid.
The process
01
Tell us about your asset and funding requirement. Following an initial assessment, we can often provide an indicative lending figure the same day. There is no obligation to proceed and no credit reference agency search is required.
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For vehicles, the initial valuation is completed virtually. For other assets, we arrange a discreet valuation at a convenient time and location. We provide an initial valuation and outline of costs, with the final loan amount and terms confirmed following the valuation.
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Once you are happy to proceed, your contractual documents are issued electronically, allowing you to review the full terms and sign securely online.
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Once the agreement is signed and the asset has been securely received and stored, funds are typically transferred to your nominated account within one hour.
Common questions
Client outcomes
Representative APR: 69.0%
Representative example: If you borrow £20,000 over 6 months at a fixed annual interest rate of 60%, you will make one repayment of £26,000. The total amount payable is £26,000, including £6,000 interest. Total charge for credit: £6,000.
Your asset is pledged as security for the loan and securely held for the duration of the agreement. If you do not repay the amount due under the agreement in accordance with its terms, your asset may be sold.
