Release My Capital home

We offer loans against fine art and collectibles.

Fine Art

Release capital from your art and move your plans forward. Access capital against your asset without having to sell it. We provide secured finance against a wide range of fine art, from established masters to contemporary and street art.

Start your enquiry

Minimum

Loan

£5,000

Minimum

Artwork Value

£20,000

Maximum

Loan-to-value

Up to 75%

Completion

Usually within

1 to 3 days

The loan lifecycle

From enquiry to funds.

We assess your artwork using specialist expertise, current market data and, where required, independent appraisal. Provenance, condition, artist, medium and sales history all contribute to our assessment, allowing us to provide a prompt initial offer.

Our process

Why choose us

Our Edge on
Fine Art

Speed

From initial appraisal to funding, without unnecessary delays.

Remote appraisal available
Prompt initial offer
Efficient funding after approval

Discretion

Your artwork is handled privately, securely and with specialist care.

Private client service
Specialist art storage
Secure collection available

Flexibility

Every work of art is different, so every valuation is considered individually.

Individual works or collections considered
Condition and provenance carefully assessed
Market and private-sale data considered

Control

You remain in control throughout the process.

No obligation to proceed
Any revised valuation requires your approval
Your artwork is returned securely if you choose not to proceed

Storage & Collection

Secure. Insured. Handled with care.

Purpose-built, accredited fine art storage with controlled conditions and professional handling throughout.
Purpose-built, accredited fine art storage with controlled conditions and professional handling throughout.
Your artwork is transported by specialist art handlers using appropriate protective packing and secure transport.
Your artwork is transported by specialist art handlers using appropriate protective packing and secure transport.
We consider a broad range of fine art, from Old Masters and Impressionists to contemporary and street art.
We consider a broad range of fine art, from Old Masters and Impressionists to contemporary and street art.

Meet our expert

Matt Kramer

Matt Kramer

Fine Art Specialist

Matt began his career at Christie’s and has more than 17 years’ experience in the contemporary art market. He has worked with blue-chip, established and emerging artists and brings extensive knowledge of both artistic and commercial value. Matt is the founder of Kramer Contemporary, an art advisory and gallery.

Representative APR: 69.0%

Representative example: If you borrow £20,000 over 6 months at a fixed annual interest rate of 60%, you will make one repayment of £26,000. The total amount payable is £26,000, including £6,000 interest. Total charge for credit: £6,000.

Your asset is pledged as security for the loan and securely held for the duration of the agreement. If you do not repay the amount due under the agreement in accordance with its terms, your asset may be sold.