provides £150,000 pawn against luxury watch collection

Date 05 May 2022

27th May 2022 - Pawn my Watch and Luxury Watch Equity Release

The case was introduced to Release My Capital by an independent FCA broker to see if their client could pawn their luxury watches and could be used as collateral against the loan, whilst he was finishing his new house build and completing his re-mortgage within 3 months.

The client was adamant that no mark would be made on his credit file, which could potentially affect his re-mortgage application and loan exit strategy.

Release My Capital completed the appropriate due diligence and the client was visited by a one of our highly qualified watch specialists to conduct a thorough appraisal and valuation of the collection

Once approved, the watches were taken into our secure storage facility and Release My Capital were able to release the loan of £150,000 on a 6-month term agreement, with no set up or exit fees, no early repayment penalties, and rolled up interest repayments.

“Discretion is paramount to our clients," said Paul Hilburn, Director of Release My Capital. “When our clients use a re-mortgage as their loan exit, it is imperative that no mark from is added to their credit file. At Release My Capital, we don’t complete a credit check or report to any credit files. Our client’s anonymity is assured’

From the initial enquiry to the release of funds, it took less than 48 hours. The loan is expected to be repaid to Release My Capital when the client finalises his mortgage on his residential project and the works are completed.

The intermediary earned up to 3% of the loan value.


Release My Capital are specialists in secured short-term loans on luxury assets, including Cars, Property, Luxury Watches, Jewellery, Fine Wine and Art. Our short-term loans assist our clients in swiftly releasing up to £2 million of equity in their cherished belongings.

No mark will be made on their credit report, and there is no need to travel as everything can easily be agreed from home. Release My Capital guarantee our clients privacy.

Family-run and privately owned, Release My Capital serves a broad range of clients throughout the United Kingdom.